Frequently Asked Questions

I have low credit/bad credit; can I still be approved?

Yes, you can. We understand that not everybody was great with money once upon a time, and we don’t think that should be a life sentence. Regardless of how in need of resuscitation your credit might be, we are willing to take a shot and we have a 99% approval rate.

What is a ‘merchant account’?

A merchant account is basically an intermediary between your customers, your business and your bank. In simplest terms, a merchant account allows your business to accept different kinds of payments – usually credit card payments, but also online, mail or even telephonic transactions. As merchant account providers, it is our job to give you the hardware, the service and the know-how to accept these different forms of payment.

How long is the approval process to receive a merchant account?

Our service staff is ready 24 hours, 7 days a week to help our merchants, so any potential merchants will receive the same treatment. We try to approve applications as quickly as possible, which means within 48 hours of your submission. Upon approval, we will get working immediately to ship your credit card terminal along with beginning the set-up process.

Will I need to open a new bank account?

As long as you have a business account with your bank, there is no need to open up a new account. Like we said, we are the intermediary between your business and your bank.

What is a ‘chargeback’?

A chargeback is a term that every good business should be acquainted with. Essentially it is where there is a reversal of charges after payment and money is returned to the buyer from the seller’s account. Unfortunately we live in a world where not everyone is a saint, and credit card fraud does happen often. This is often the case in chargebacks, but it may also be because they are dissatisfied with your product or service. If a chargeback occurs through your business, we will contact you immediately to solve any problems and to explain what exactly happened.

Do you accept all types of business?

We do our best to be indiscriminate in the types of businesses we accept. Everyone is walking their own path in life, and our philosophy is to simply help them along that path. So whether you are a business that only needs one or two credit card terminals, or a business that is strictly online, or a business that has incredibly high prices or incredibly high risk – we want to help you make that business as successful as possible.

How do I decide which machine, product, equipment or software is right for my business?

We understand – there are a lot of options out there and it’s easy to get overwhelmed, especially if you’re starting up a business from scratch. Fortunately, we have 22 years’ worth of experience in helping people choose the right payment services that fit their business’ needs. Just give us a call and we can help you pick the right tools for your success.

How will I receive my money?

The most important question! We’ve tried to make this part of our services as painless and as quick as possible (we know all about deadlines!) As a result, credit card sales are usually deposited directly into your checking account within two business days. However, just because of how the world works, high risk businesses may take a little bit longer to process.

Do you provide customer support?

Customer support is one of the things we pride ourselves on at Merchant Account Providers. We provide toll-free technical support and customer service 24 hours a day, 7 days a week. All you need to do is call 1-800-774-7597.

How will I receive my money?

The sales will be deposited directly into your checking account. Funds are available within two business days.

How do I apply for a credit card merchant account?

Easily, that’s how. All over our site you should find sign-up pages that only ask you to fill in a few details. If you’ve been convinced, click here to apply to become a merchant.

What Our Clients Say

NICK KUHN

CEO, SA Botanicals

“Ami and his team at Merchant Account Providers have been by my side assisting me since I opened my first SA Botanicals location and my online shop. The rates they gave me were unbeatable with no setup or application fees. They are a great company to work with and a fantastic support team. I highly recommend them.”

DANIEL SIDWELL

CEO, SmokeToLive.com

“I am the CEO of Smoke to Live Vape shops in San Antonio and we have been using Merchant Account Providers for over seven years. Since then, I have been extremely satisfied with the level of service I receive from MAP. I also received an unbelievable rate reduction when we set up all our 12 locations to the merchant account. They are a business that really cares.”

OWEN & CRYSTAL

Owners, Opulent Monsters

“We have switched our merchant account provider just over 3 months ago to MAP. Since then, our business turnover has tripled as a result of accepting credit cards online. We received an amazing rate that easily beat any other quote. We are certainly making and saving more money now, so thank you guys!”

Featured in Top News & Business Publications.

Simple application, 99% approvals, and no setup fees!